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CALIFORNIA v PROVIDIAN FINANCIAL CORP Click to find out why . . .



Keywords & Phrases
CaseNo: CVPFC187461, CourtCode: SU, CourtName: IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA, Plaintiff: CALIFORNIA, State: CA California, UniqueCaseRef: LCD>CVPFC187461, Injunction, Consumer, Balance, Credit, Mandatory, Judgement, Permanent Injunction, Payment, Providian, Fee, Prohibitory Injunctive Provisions, Account, Restitution, Credit Protection, Charge, Connection, Manner, District Attorney, Assistant, Payment Deferral Product, State Bar, California, Conspicuously Disclose, Cancel, Prompt, Promotion, Fee-based Products, Pricing , ContentID: 120249978

Case Documents
1 2000-06 STIPULATED FINAL JUDGMENT
[ see first page and extracted highlights below  ] ItemID: 123719
42 pages
PDF
Total Documents: 1 document , 42 pages
Price: $ 19.95


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1 . STIPULATED FINAL JUDGMENT

EXTRACTED KEY WORDS
INJUNCTION
CONSUMER
BALANCE
CREDIT
MANDATORY
JUDGEMENT
PERMANENT INJUNCTION
ATTORNEY
PAYMENT
PROVIDIAN
FEE
PROHIBITORY INJUNCTIVE PROVISIONS
ACCOUNT
RESTITUTION
CREDIT PROTECTION
CHARGE
CONNECTION
MANNER
DISTRICT ATTORNEY
ASSISTANT
PAYMENT DEFERRAL PRODUCT
STATE BAR
CALIFORNIA
CONSPICUOUSLY DISCLOSE
CANCEL
PROMPT
PROMOTION
FEE-BASED PRODUCTS
PRICING
 1 TERENCE HALLINAN
      District Attorney
 2 DAVID A. PFEIFER, State Bar. No. 127785
      Assistant Chief District Attorney
 3 JUNE D. CRAVETT, State Bar No. 105094
      Assistant District Attorney
 4 732 Brannan Street
      San Francisco, California 94103
 5

 6 BILL LOCKYER
 7 Attorney General
      HERSCHEL T. ELKINS
 8 Senior Assistant Attorney General
      SUSAN E. HENRICHSEN, State Bar No. 66174
 9 IAN K. SWEEDLER, State Bar No. 169969
      Deputy Attorneys General
10 110 West A Street, Suite 1100
      San Diego, CA 92186-5266
11

12 Attorneys for Plaintiff, the People of the State of California

13
14                         IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA
15                                          FOR THE COUNTY OF SAN FRANCISCO

16                                                     UNLIMITED JURISDICTION

17
18     THE PEOPLE OF THE STATE OF CALIFORNIA,  Case No.
19                                                            Plaintiff,                 STIPULATED
20                                                                                       JUDGMENT
                                             vs.                                         INJUNCTION
21     PROVIDIAN FINANCIAL CORPORATION, a
22     Delaware corporation; PROVIDIAN BANK, a Utah
       corporation and PROVIDIAN BANCORP
23     SERVICES, a California corporation,
24                                                           Defendants.

25
26 / / /

27 / / /

28 / / /

                                               STIPULATED FINAL JUDGMENT AND PERMANENT INJUNCTION

SNIPPETS:
  • DAVID A. PFEIFER, State Bar.
  • Assistant Chief District Attorney
  • the People of the State of California
  • corporation and PROVIDIAN BANCORP
  • consented to the entry of this final judgment without the taking of proof and without trial
  • 11 Injunction constituting evidence of or an admission by any defendant regarding any issue
  • 20 Injunction, the parties have agreed to the entry of this final judgment and permanent
  • 20 Guaranteed Savings Rate Program and any other type of balance transfer program:
  • 22 consumer concerning the APR or periodic rate the consumer is paying, or has paid, to
  • 15 defendant to another creditor without imposing that fee if the balance is transferred
  • Defendant shall clearly and conspicuously disclose this provision as an
  • is subject to the following mandatory and prohibitory injunctive provisions related to Credit
  • period for Credit Protection or other Payment Deferral Product and may begin to charge
  • the consumer for such product at the end of that period if the consumer does not cancel
  • Annual Membership Fee" promotion:
  • when opening an account with defendant in response to any
  • 19 fee-based products:
  • 11 connection with any billing error notice based upon an alleged failure of defendant to
  • 18 inform the consumer whether it will also waive or reverse any related increased pricing or
  • 25 compliance with the prompt posting requirements of Regulation Z. Such material shall
  • that would be applied by defendant to such balance, the restitution amount shall
  • 20 shall make restitution to consumers in connection with Credit Protection in the following
  •    |