UNITED STATES DISTRICT COURT
                         DISTRICT OF MASSACHUSETTS

   UNITED STATES OF AMERICA,
        Plaintiff,

   v.

                                                     No. 3:01 CV 30012MAP

   MARY, SAWICKI and FRANK
   SAWICKI, individually and
   doing business as SAWICKI
   REALTY, INC.,
        Defendants.

   _____________________________

   CONSENT DECREE

   On January 18, 2001, the United States commenced this action on behalf
   of Tracy Parrott and her minor child ("the complainants") against Mary
   and Frank Sawicki (the "Sawickis"). At all times relevant to this case
   Mary Sawicki was the President, and Frank Sawicki was the Treasurer,
   of Sawicki Realty, Inc., which serves as the rental agent for property
   owners in Palmer, Massachusetts and the surrounding areas. At all
   times relevant to this case, Frank Sawicki has been the owner of
   dwelling units located at Kelly Street and Front Street in Three
   Rivers, Massachusetts.

   The United States' Complaint was brought pursuant to section 812(o) of
   the Fair Housing Act, as amended, 42 U.S.C. § 3612(o). The Complaint
   alleges that defendants violated the Fair Housing Act by:
   discriminating against the Complainant by refusing to rent or
   negotiate for, or otherwise making unavailable or denying, a dwelling
   on the basis familial status, in violation of 42 U.S.C. § 3604(a);
   making statements indicating a preference, limitation, or
   discrimination in the rental of a dwelling on the basis of familial
   status, in violation of 42 U.S.C. § 3604(c); and representing that a
   dwelling was not available for inspection or rental when the dwelling
   was in fact available, on the basis of familial status, in violation
   of 42 U.S.C. § 3406(d).

   The parties agree that, in order to conserve time and expense, the
   controversy should be resolved without further litigation. Therefore,
   without a trial or adjudication on the merits, the parties have
   consented to this Order, as indicated by the signatures appearing
   below.

                    IN THE UNITED STATES DISTRICT COURT
                     FOR THE DISTRICT OF MASSACHUSETTS

   UNITED STATES OF AMERICA,
        Plaintiff,

   v.

   MARY SAWICKI, FRANK SAWICKI,
   individually and doing
   business as SAWICKI REALTY,
   INC.,
        Defendants

   ______________________________

                                 COMPLAINT

   The United States of America alleges:

    1. This action is brought by the United States on behalf of Tracy
       Parrott and her minor child pursuant to Section 812(o) of the Fair
       Housing Act, as amended, 42 U.S.C. § 3612(o).
    2. This Court has jurisdiction over this action under 28 U.S.C.
       1345 and 42 U.S.C. § 3612(o).
    3. Defendants Mary and Frank Sawicki are residents of the District of
       Massachusetts. At all relevant times, Defendant Mary Sawicki was
       the President, and Defendant Frank Sawicki was the Treasurer, of
       Sawicki Realty, Inc., located in Three Rivers, Massachusetts.
    4. At all relevant times, Sawicki Realty, Inc. served as rental agent
       for Bolac Skowron, the owner of a two-bedroom apartment in a
       two-family house located on Orchard Street in Palmer,
       Massachusetts.
    5. At all relevant times, Defendant Frank Sawicki owned an apartment
       on Front Street in Three Rivers, Massachusetts.
    6. At all relevant times, Defendant Frank Sawicki owned an apartment
       on Kelly Street in Three Rivers, Massachusetts.
    7. Tracy Parrott and her minor child are residents of the State of
       Massachusetts.
    8. The apartments on Orchard Street, Kelly Street, and Front Street
       are "dwellings" within the meaning of 42 U.S.C. § 3602(b).
    9. On or about September 2, 1999, Tracy Parrott answered an
       advertisement for a second floor apartment in a two family house
       listed in the Palmer Journal by calling Sawicki Realty, Inc. Ms.
       Parrott spoke to Ms. Sawicki and asked if the apartment was
       available.
   10. Defendant Mary Sawicki refused to rent the unit to Tracy Parrott
       because she has a child.