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1
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AMICUS BRIEF
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EXTRACTED KEY WORDS
FDCPA CONSUMER FEDERAL TRADE COMMISSION OBLIGATION DISTRICT COURT ACT TRANSACTION DEBT COLLECTORS CONGRESS THIRD-PARTY PAY UNITED STATES PLAINTIFF DEFENDANTS GENERAL COUNSEL ISENSTADT DEBT COLLECTION PRACTICES LEGISLATION CONSUMER AFFAIRS HOUSEHOLD PURPOSES ASSISTANT GENERAL COUNSEL PAY MONEY PUBLIC POLICY STEPHEN CALKINS SHAFFER DEPUTY GENERAL COUNSEL PENNSYLVANIA AVE WASHINGTON AUTHORITIES |
IN THE UNITED STATES COURT OF APPEALS
FOR THE NINTH CIRCUIT
No. 96-15995
SHAROLYN CHARLES, Plaintiff-Appellant
v.
CHECK RITE, LTD., INC., LUNDGREN & ASSOCIATES, p.c.,
and ALVIN R. LUNDGREN, Defendants-Appellees
On Appeal from the
United States District Court for
the District of Arizona
BRIEF FOR AMICUS CURIAE FEDERAL TRADE COMMISSION
STEPHEN CALKINS
General Counsel
JAY C. SHAFFER
Deputy General Counsel
ERNEST J. ISENSTADT
Assistant General Counsel
Federal Trade Commission
6th & Pennsylvania Ave., N.W
Washington, D.C. 20580
(202) 326-2473
TABLE OF CONTENTS
TABLE OF AUTHORITIES ........................................................ i
i
STATEMENT OF INTEREST OF FEDERAL TRADE COMMISSION ...........................
1
STATEMENT OF ISSUE ..........................................................
2
STATEMENT OF THE CASE .......................................................
2
SUMMARY OF ARGUMENT .........................................................
3
ARGUMENT ....................................................................
4
THE COLLECTION OF DISHONORED CHECKS IS COVERED BY THE FDCPA .................
4
A. By the Terms of the Act, the Obligation to Pay Arising from a
Consumer Transaction Is a "Debt" and a Third-Party Who Routinely
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