IN THE UNITED STATES DISTRICT COURT
NORTHERN DISTRICT OF GEORGIA
ATLANTA DIVISION
UNITED STATES OF AMERICA, Plaintiff,
v.
NATIONWIDE CREDIT, INC., a corporation, Defendant.
Civil Action No.
CONSENT DECREE
WHEREAS: Plaintiff, the United States of America, has commenced this
action by filing the Complaint herein; defendant has waived service of
the Summons and Complaint; the parties have been represented by the
attorneys whose names appear hereafter; and the parties have agreed to
settlement of this action upon the following terms and conditions,
without adjudication of any issue of fact or law and without defendant
admitting liability for any of the matters alleged in the Complaint;
THEREFORE, on the joint motion of plaintiff and defendant, it is
hereby ORDERED, ADJUDGED, and DECREED as follows:
1. This Court has jurisdiction of the subject matter and of the
parties.
2. The Complaint states a claim upon which relief may be granted
against the defendant under Sections 5(m)(1)(A), 9, 13(b), and 16(a)
of the Federal Trade Commission Act ("FTC Act"), 15 U.S.C.
45(m)(1)(A), 49, 53(b), and 56(a), and Section 814 of the Fair Debt
Collection Practices Act ("FDCP Act"), 15 U.S.C. § 16921.
3. For purposes of this Consent Decree, the definitions set forth in
the FDCP Act, 15 U.S.C. § 1692, shall apply.
CIVIL PENALTY
4. Defendant Nationwide Credit, Inc. ("Nationwide"), its successors
and assigns, shall pay to plaintiff, pursuant to Section 5(m)(1)(A) of
the FTC Act, 15 U.S.C. § 45(m)(1)(A), a civil penalty in the amount of
one million dollars ($1,000,000) due and payable on or before the
fifth day following entry of this Consent Decree. Unless otherwise
directed, payment shall be made by electronic fund transfer in
accordance with procedures specified by the Office of Consumer
Litigation, Civil Division, United States Department of Justice,
Washington, D.C. 20530.
SNIPPETS:
UNITED STATES OF AMERICA, Plaintiff,
NATIONWIDE CREDIT, INC., a corporation, Defendant.
Plaintiff, the United States of America, has commenced this action by filing the Complaint
This Court has jurisdiction of the subject matter and of the parties.
The Complaint states a claim upon which relief may be granted against the defendant under
For purposes of this Consent Decree, the definitions set forth in the FDCP Act, 15 U.S.C. §
Defendant Nationwide Credit, Inc., its successors and assigns, shall pay to plaintiff,
Unless otherwise directed, payment shall be made by electronic fund transfer in accordance
In the event of any default in payment, which default continues for ten days beyond the due
Except as provided in Section 804 of the FDCP Act, communicating or threatening to
he consumer given directly to defendant, or the express permission of a court of competent
With respect to every consumer debt received for collection, beginning sixty days after the
Defendant, and any of its subsidiaries engaged in activity subject to the FDCP Act, and their
Defendant, and any of its subsidiaries engaged in activity subject to the FDCP Act, and their
cure from each such person a signed statement acknowledging receipt of a copy of the notice, which
Defendant and any of its subsidiaries engaged in activity subject to the FDCP Act, and their
am for all employees, having responsibility with respect to the collection of debts, designed to
Defendant shall comply with this provision with respect to all employees within the scope of
Within ten days of first complying with this paragraph, defendant shall file an affidavit
A detailed summary of the provisions of this Consent Decree;
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