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1
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DECISION & ORDER
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EXTRACTED KEY WORDS
COMMISSION COMPLAINT CREDIT FEDERAL TRADE COMMISSION ACT BUSINESS CREDIT REPORT EMPLOYMENT VIOLATION THEREAFTER AGREEMENT JURISDICTION COMMERCE TERMINATE SALE MATERIALS APPEALING CREDIT REPAIR PRODUCT AGENTS REPRESENTATIVES ADVERTISEMENTS PROMOTION PARAGRAPH RULING CONSENT JURISDICTIONAL FACTS AFFECTING COMMERCE PROCEEDING COMMUNICATION |
9623027
B197409
UNITED STATES OF AMERICA
BEFORE FEDERAL TRADE COMMISSION
Commissioners: Robert Pitofsky, Chairman
Mary L. Azcuenaga
Janet D. Steiger
Roscoe B. Starek, III
Christine A. Varney
__________________________________________ )
In the Matter of ) DOCKET NO. C-3667
)
MARTHA CLARK ) DECISION AND ORDER
individually and doing business )
as SIMPLEX SOLUTIONS. )
__________________________________________)
The Federal Trade Commission having initiated an investigation of certain acts and
practices of the respondent named in the caption hereof, and the respondent having been
furnished thereafter with a copy of a draft of complaint which the Chicago Regional Office
proposed to present to the Commission for its consideration and which, if issued by the
Commission, would charge respondent with violation of the Federal Trade Commission Act; and
The respondent and counsel for the Commission having thereafter executed an agreement
containing a consent order, an admission by the respondent of all the jurisdictional facts set forth
in the aforesaid draft of complaint, a statement that the signing of said agreement is for
settlement purposes only and does not constitute an admission by respondent that the law has
been violated as alleged in such complaint, or that the facts as alleged in such complaint, other
than jurisdictional facts, are true and waivers and other provisions as required by the
Commission's Rules; and
The Commission having thereafter considered the matter and having determined that it
had reason to believe that the respondent has violated the said Act, and that complaint should
issue stating its charges in that respect, and having thereupon accepted the executed consent
agreement and placed such agreement on the public record for a period of sixty (60) days, and no
comments having been filed thereafter by interested parties pursuant to § 2.34 of its Rules, now
in further conformity with the procedure prescribed in §2.34 of its Rules, the Commission hereby
issues its complaint, makes the following jurisdictional findings and enters the following order:
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2
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COMPLAINT
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EXTRACTED KEY WORDS
PARAGRAPH FEDERAL TRADE COMMISSION RESPONDENT ACT ADVERTISEMENTS BUSINESS ALLEGES GUARANTEED CREDIT DOCTOR PRACTICES COMPLAINT AFFECTING COMMERCE CREDIT REPORTS CREDIT FILE JUDGMENTS BANKRUPTCIES VIOLATION SALE DOCTOR CREDIT REPAIR CREDIT REPAIR PRODUCT EXHIBIT UNWANTED ITEMS REPRESENTATION CONSUMERS FORECLOSURES LIENS REPOSSESSIONS PAYMENTS ADVERSE ITEMS OBSOLETE |
9623027
B197409
UNITED STATES OF AMERICA
BEFORE FEDERAL TRADE COMMISSION
__________________________________________ )
In the Matter of ))
MARTHA CLARK, ) DOCKET NO. C-3667
individually and doing business )
as SIMPLEX SERVICES )
__________________________________________)
COMPLAINT
The Federal Trade Commission, having reason to believe that Martha Clark, individually
and doing business as Simplex Services ("respondent"), has violated the provisions of the Federal
Trade Commission Act, and it appearing to the Commission that a proceeding by it in respect
thereof would be in the public interest, alleges:
PARAGRAPH ONE: Respondent Martha Clark is an individual doing business as
Simplex Services. Her principal office or place of business is located at 135 Kipp U., P.O. Box
36, Niverville, New York 12130.
PARAGRAPH TWO: Respondent is engaged in the advertising, promotion, offering
for sale, sale, and distribution of the Guaranteed Credit Doctor credit repair product to the
PARAGRAPH THREE: The acts and practices of respondent alleged in this complaint
have been in or affecting commerce, as "commerce" is defined in Section 4 of the Federal Trade
Commission Act.
PARAGRAPH FOUR: Respondent has disseminated or has caused to be disseminated
advertisements, including advertisements through the Internet, for the Guaranteed Credit Doctor
credit repair product. These advertisements include, but are not necessarily limited to, the
attached Exhibit 1, which states, in part:
Guaranteed Credit Repair
* * *
The "GUARANTEED CREDIT DOCTOR" is a very unique
program designed to enable ANYONE to remove unwanted items
from their credit report.
* * *
Not only will you learn how to remove unwanted items from your
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