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1
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DECISION & ORDER
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EXTRACTED KEY WORDS
COMMISSION FEDERAL TRADE COMMISSION COMPLAINT CREDIT ACT CREDIT REPORT REPRESENTATIVES EMPLOYEES SALE BUSINESS COMMERCE ADVERTISING VIOLATION REPAIR PRODUCT PROMOTION MATERIALS THEREAFTER AGREEMENT JURISDICTION AFFECTING COMMERCE MAKING MISREPRESENTATIONS TERMINATE AGENTS CRIME APPEALING PURPOSE RESPONDENT LYLE LARSON COMPUTER COMMUNICATIONS NETWORK |
9623016
B197459
UNITED STATES OF AMERICA
BEFORE FEDERAL TRADE COMMISSION
Commissioners: Robert Pitofsky, Chairman
Mary L. Azcuenaga
Janet D. Steiger
Roscoe B. Starek, III
Christine A. Varney
__________________________________________ )
In the Matter of ) DOCKET NO. C-3672
)
LYLE R. LARSON, ) DECISION AND ORDER
individually and doing business )
as MOMENTUM )
__________________________________________)
The Federal Trade Commission having initiated an investigation of certain acts and
practices of the respondent named in the caption hereof, and the respondent having been
furnished thereafter with a copy of a draft of complaint which the Chicago Regional Office
proposed to present to the Commission for its consideration and which, if issued by the
Commission, would charge respondent with violation of the Federal Trade Commission Act; and
The respondent and counsel for the Commission having thereafter executed an agreement
containing a consent order, an admission by the respondent of all the jurisdictional facts set forth
in the aforesaid draft of complaint, a statement that the signing of said agreement is for
settlement purposes only and does not constitute an admission by respondent that the law has
been violated as alleged in such complaint, or that the facts as alleged in such complaint, other
than jurisdictional facts, are true and waivers and other provisions as required by the
Commission's Rules; and
The Commission having thereafter considered the matter and having determined that it
had reason to believe that the respondent has violated the said Act, and that complaint should
issue stating its charges in that respect, and having thereupon accepted the executed consent
agreement and placed such agreement on the public record for a period of sixty (60) days, and no
comments having been filed thereafter by interested parties pursuant to § 2.34 of its Rules, now
in further conformity with the procedure prescribed in §2.34 of its Rules, the Commission hereby
issues its complaint, makes the following jurisdictional findings and enters the following order:
1. Respondent Lyle R. Larson is an individual doing business as Momentum with his
principal office or place of business at 3033 127th Place SE, Suite I-21, Bellevue, Washington
98005.
SNIPPETS:
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2
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COMPLAINT
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EXTRACTED KEY WORDS
PARAGRAPH RESPONDENT FEDERAL TRADE COMMISSION ADVERTISEMENTS CONSUMERS ACT CREDIT FILES FEDERAL LAW REPRESENTATIONS SALE CREDITPLUS CREDIT REPAIR PRACTICES CREDIT REPORT BANKRUPTCIES BUSINESS VIOLATE ALLEGES COMPLAINT AFFECTING COMMERCE EXHIBIT FORECLOSURES LIENS REPOSSESSIONS PAYMENTS MAKING FALSE STATEMENTS PRODUCT WHEREBY CONSUMERS JUDGMENTS ADVERSE ITEMS OBSOLETE |
9623016
B197459
UNITED STATES OF AMERICA
BEFORE FEDERAL TRADE COMMISSION
__________________________________________ )
In the Matter of ))
LYLE R. LARSON, ) DOCKET NO. C-3672
individually and doing business )
as MOMENTUM. )
__________________________________________)
COMPLAINT
The Federal Trade Commission, having reason to believe that Lyle R. Larson,
individually and doing business as Momentum ("respondent"), has violated the provisions of the
Federal Trade Commission Act, and it appearing to the Commission that a proceeding by it in
respect thereof would be in the public interest, alleges:
PARAGRAPH ONE: Respondent Lyle R. Larson is an individual doing business as
Momentum. His principal office or place of business is located at 3033 127th Place SE, Suite I-
21, Bellevue, Washington 98005.
PARAGRAPH TWO: Respondent is engaged in the advertising, promotion, offering
for sale, sale, and distribution of the CreditPlus credit repair product to the public.
PARAGRAPH THREE: The acts and practices of respondent alleged in this complaint
have been in or affecting commerce, as "commerce" is defined in Section 4 of the Federal Trade
Commission Act.
PARAGRAPH FOUR: Respondent has disseminated or has caused to be disseminated
advertisements, including advertisements through the Internet, for the CreditPlus credit repair
product. These advertisements include, but are not necessarily limited to, the attached Exhibit 1,
which states, in part:
Don't Wait 7-10 Years!
Legally Remove "Bad Marks" From Your Credit Report
* * *
Even if your credit report doesn't contain an error, you can remove
damaging entries. Let CreditPlus show you how!
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