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IN RE HULING BROS. CHEVROLET INC Click to find out why . . .



Keywords & Phrases
CaseNo: IRHBCI157273, CourtCode: FED, CourtName: FEDERAL TRADE COMMISSION, State: WA Washington, UniqueCaseRef: LCD>IRHBCI157273, Huling Bros, Respondents Huling Bros, Act, Proposed Respondents, Federal Trade Commission, Practice, Chevrolet, Huling Buick, Chrysler/plymouth, Agreement, Complaint, Regulation, Laws, Advertisements, Dissemination, Respondents, Paragraph, Monthly Payment Amounts, Washington, Violation, Tila, Successors, Consumer Credit, Ftc Act, Commission, Credit, Deceptive Act, Violates, Payment, United States, Repayment, Amounts, Sale Price, Seattle, Public Record, Aforesaid Practice, America , ContentID: 120247810

Case Documents
1   DECISION & ORDER
[ see first page and extracted highlights below  ] ItemID: 118875
6 pages
PDF
2   CONSENT AGREEMENT
[ see first page and extracted highlights below  ] ItemID: 118874
15 pages
PDF
3   COMPLAINT
[ see first page and extracted highlights below  ] ItemID: 118873
4 pages
PDF
Total Documents: 3 documents , 25 pages
Price: $ 29.95


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1 . DECISION & ORDER

EXTRACTED KEY WORDS
COMMISSION
COMPLAINT
REGULATION
SUCCESSORS
FEDERAL TRADE COMMISSION
ACT
RESPONDENT HULING
BUSINESS
WASHINGTON
ADVERTISEMENT
CREDIT
OFFICERS
VIOLATION
STATING
AMOUNT
SEATTLE
CHARGE
AGREEMENT
LAWS
HULING BROS
TERMINATE
CONSUMER
APPEALING
LENDING ACT
CONSENT
JURISDICTION
MATTER
VIRTUE
FAUNTLEROY
                                                               9523009
                                                               B218037


                        UNITED STATES OF AMERICA
                     BEFORE FEDERAL TRADE COMMISSION

COMMISSIONERS:          Robert Pitofsky, Chairman
                        Mary L. Azcuenaga
                        Janet D. Steiger
                        Roscoe B. Starek, III
                        Christine A. Varney

                                         )
     In the Matter of                          )
                                               )
HULING BROS. CHEVROLET, INC.,                  )     DOCKET NO. C-3732
     a corporation;                            )
HULING BUICK, INC.,                            )     DECISION AND
     a corporation; and                        )     ORDER
HULING BROS. CHRYSLER/PLYMOUTH, INC.,          )
     a corporation.                            ))
                                        )

     The Federal Trade Commission having initiated an
investigation of certain acts and practices of the respondents
named in the caption hereof, and the respondents having been
furnished thereafter with a copy of a draft complaint that the
Seattle Regional Office proposed to present to the Commission for
its consideration and that, if issued by the Commission, would
charge the respondents with violation of the Truth in Lending
Act, 15 U.S.C. § 1601 et seq., and its implementing Regulation Z,
12 C.F.R. 226, and the Federal Trade Commission Act, 15 U.S.C.
§ 45 et seq.; and

     The respondents, their attorney, and counsel for the
Commission having thereafter executed an agreement containing a
consent order, an admission by the respondents of all the
jurisdictional facts set forth in the aforesaid draft of
complaint, a statement that the signing of said agreement is for
settlement purposes only and does not constitute an admission by
respondents that the law has been violated as alleged in such
complaint, and waivers and other provisions as required by the
Commission's Rules; and

     The Commission having thereafter considered the matter and
having determined that it had reason to believe that the
respondents have violated the said Acts and Regulation, and that

SNIPPETS:
  • BEFORE FEDERAL TRADE COMMISSION
  • The Federal Trade Commission having initiated an investigation of certain acts and practices
  • The respondents, their attorney, and counsel for the Commission having thereafter executed an sion's Rules;
  • a complaint should issue stating its charges in that respect, and having thereupon accepted
  • Respondent Huling Bros.
  • Chevrolet, Inc., is a corporation organized, existing and doing business under and by virtue
  • The Federal Trade Commission has jurisdiction over the subject matter of this proceeding and
  • Chevrolet, Inc., a corporation, its successors and assigns, and its officers; Huling Buick,
  • Chrysler/Plymouth, Inc., a corporation, its successors and assigns, and its officers; and with cease and desist from:
  • Misrepresenting in any manner, directly or by implication, the terms of financing the
  • Stating a rate of finance charge without stating the rate as an "annual percentage rate" or
  • Provided further, that if such complaint is dismissed or a federal court rules that the or ruling is upheld on appeal.

  • 2 . CONSENT AGREEMENT

    EXTRACTED KEY WORDS
    HULING BROS
    ACT
    PROPOSED RESPONDENTS
    FEDERAL TRADE COMMISSION
    BUSINESS
    CHEVROLET
    HULING BUICK
    PRACTICE
    CHRYSLER/PLYMOUTH
    AGREEMENT
    LAWS
    ADVERTISEMENTS
    MONTHLY PAYMENT AMOUNTS
    COMPLAINT
    DISSEMINATION
    REGULATION
    PARAGRAPH
    CONSUMER CREDIT
    VIOLATION
    TILA
    WASHINGTON
    UNITED STATES
    REPAYMENT
    FTC ACT
    SUCCESSORS
    SALE PRICE
    PUBLIC RECORD
    DECEPTIVE ACT
    AMERICA
    
                            UNITED STATES OF AMERICA
                         BEFORE FEDERAL TRADE COMMISSION
    
    
                                            )
         In the Matter of                         )
                                                  )
    HULING BROS. CHEVROLET, INC.,                 )     File No. 952 3009
         a corporation;                           )
    HULING BUICK, INC.,                           )     AGREEMENT CONTAINING
         a corporation; and                       )     CONSENT ORDER TO
    HULING BROS. CHRYSLER/PLYMOUTH, INC.,         )     CEASE AND DESIST
         a corporation.                           )
                                                  )
                                            )
    
    
         The Federal Trade Commission having initiated an
    investigation of certain acts and practices of Huling Bros.
    Chevrolet, Inc., a corporation; Huling Buick, Inc., a
    corporation; and Huling Bros. Chrysler/Plymouth, Inc., a
    corporation, and it now appearing that Huling Bros. Chevrolet,
    Inc., a corporation; Huling Buick, Inc., a corporation; and
    Huling Bros. Chrysler/Plymouth, Inc., a corporation, hereinafter
    sometimes referred to as proposed respondents, are willing to
    enter into an agreement containing an order to cease and desist
    from the use of the acts and practices being investigated,
    
         IT IS HEREBY AGREED by and between Huling Bros. Chevrolet,
    Inc., Huling Buick, Inc., and Huling Bros. Chrysler/Plymouth,
    Inc., by their duly authorized officers, and their attorney, and
    counsel for the Federal Trade Commission that:
    
         1.    (a)  Proposed respondent Huling Bros. Chevrolet, Inc.,
    is a corporation organized, existing and doing business under and
    by virtue of the laws of the State of Washington, with its
    principal place of business located at 4755 Fauntleroy Way S.W.,
    Seattle, Washington 98126.
    
               (b)  Proposed respondent Huling Buick, Inc., is a
    corporation organized, existing and doing business under and by
    virtue of the laws of the State of Washington, with its principal
    place of business located at 4545 Fauntleroy Way S.W., Seattle,
    Washington 98126.
    
               (c)  Proposed respondent Huling Bros.
    Chrysler/Plymouth, Inc., is a corporation organized, existing and
    doing business under and by virtue of the laws of the State of
    Washington, with its principal place of business located at 4550
    
    SNIPPETS:
  • UNITED STATES OF AMERICA
  • The Federal Trade Commission having initiated an investigation of certain acts and practices
  • Chevrolet, Inc., a corporation; Huling Buick, Inc., a corporation; and Huling Bros.
  • Chrysler/Plymouth, Inc., a corporation, and it now appearing that Huling Bros.
  • Chrysler/Plymouth, Inc., a corporation, hereinafter sometimes referred to as proposed
  • Chevrolet, Inc., is a corporation organized, existing and doing business under and by virtue
  • Proposed respondents admit all the jurisdictional facts set forth in the draft of complaint
  • All claims under the Equal Access to Justice Act.
  • If this agreement is accepted by the Commission, it, together with the draft of the complaint
  • Proposed respondents further understand that they may be liable for civil penalties in the
  • IT IS ORDERED that respondents Huling Bros.
  • Chevrolet, Inc., a corporation, its successors and assigns, and its officers; Huling Buick,
  • Chrysler/Plymouth, Inc., a corporation, its successors and assigns, and its officers; and h cease and desist from:
  • Stating a rate of finance charge without stating the rate as an "annual percentage rate" or
  • (Sections 144 and 107 of the TILA, 15 U.S.C. 1664 and 1606, and Sections 226.24(b)
  • Stating the amount or percentage of any downpayment, the number of payments or period of
  • This order will terminate twenty years from the date of its issuance, or twenty years from
  • This order if such complaint is filed after the order has terminated pursuant to this
  • In the ordinary course and conduct of their business, respondents have been engaged in the
  • The acts and practices of respondents alleged in this complaint have been and are in or
  • Chevrolet, Inc., in the course and conduct of its business, on numerous occasions has
  • Respondent's aforesaid practice violates Sections 107 and 144and of the TILA, 15 U.S.C. 1606
  • Chrysler/Plymouth, in any advertisement to promote any extension of consumer credit, from

  • 3 . COMPLAINT

    EXTRACTED KEY WORDS
    PARAGRAPH
    RESPONDENTS
    ACT
    BUSINESS
    DISSEMINATION
    PRACTICE
    VIOLATES
    ADVERTISEMENTS
    PAYMENT
    AMOUNTS
    CHEVROLET
    HULING BUICK
    REGULATION
    FEDERAL TRADE COMMISSION
    FTC ACT
    WASHINGTON
    CREDIT
    TILA
    AFORESAID PRACTICE
    CHRYSLER/PLYMOUTH
    NUMEROUS OCCASIONS
    MONTHLY PAYMENT
    COMPLAINT
    SALES
    UNFAIR
    DECEPTIVE ACT
    LAWS
    FAUNTLEROY
    SEATTLE
    
                                                                  9523009
                                                                  B218037
    
    
    
                            UNITED STATES OF AMERICA
                         BEFORE FEDERAL TRADE COMMISSION
    
    
                                             )
         In the Matter of                         )
                                                  )
    HULING BROS. CHEVROLET, INC.,                 )
         a corporation;                           )
    HULING BUICK, INC.,                           )     DOCKET NO. C-3732
         a corporation; and                       )
    HULING BROS. CHRYSLER/PLYMOUTH, INC.,         )
         a corporation.                           )
                                                  )
    ________________________________________)
    
    
                                    COMPLAINT
    
         The Federal Trade Commission, having reason to believe that
    Huling Bros. Chevrolet, Inc., a corporation; Huling Buick, Inc.,
    a corporation; and Huling Bros. Chrysler/Plymouth, Inc., a
    corporation, have violated the Truth in Lending Act ("TILA"), 15
    U.S.C. §§ 1601-1667e, as amended, and its implementing Regulation
    Z, 12 C.F.R. Part 226, and the Federal Trade Commission Act ("FTC
    Act"), 15 U.S.C. §§ 41-58, as amended, and it appearing to the
    Commission that a proceeding by it in respect thereof would be in
    the public interest, hereby issues this complaint and alleges:
    
         PARAGRAPH ONE:  Huling Bros. Chevrolet, Inc., is a
    corporation organized, existing and doing business under and by
    virtue of the laws of the State of Washington, with its principal
    place of business located at 4755 Fauntleroy Way S.W., Seattle,
    Washington 98126.
    
         PARAGRAPH TWO:  Huling Buick, Inc., is a corporation
    organized, existing and doing business under and by virtue of the
    laws of the State of Washington, with its principal place of
    business located at 4545 Fauntleroy Way S.W., Seattle, Washington
    98126.
    
    
                                   Page 1 of 4
    
    
    SNIPPETS:
  • The Federal Trade Commission, having reason to believe that Huling Bros.
  • Chevrolet, Inc., a corporation; Huling Buick, Inc., a corporation; and Huling Bros.
  • Chrysler/Plymouth, Inc., a corporation, have violated the Truth in Lending Act, 15 U.S.C. §§
  • PARAGRAPH ONE: Huling Bros.
  • Chevrolet, Inc., is a corporation organized, existing and doing business under and by virtue
  • Chrysler/Plymouth, Inc., is a corporation organized, existing and doing business under and by
  • In the ordinary course and conduct of their business, respondents have been engaged in the
  • The acts and practices of respondents alleged in this complaint have been and are in or
  • Chevrolet, Inc., in the course and conduct of its business, on numerous occasions has
  • Respondent's aforesaid practice violates Sections 107 and 144and of the TILA, 15 U.S.C. §§
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