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1
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DECISION & ORDER
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EXTRACTED KEY WORDS
COMMISSION COMPLAINT BUSINESS CREDIT FEDERAL TRADE COMMISSION REPRESENTATIVES SALE ACT EMPLOYEES COMMERCE CREDIT REPORT VIOLATION AFFECTING COMMERCE BUSINESS OPPORTUNITY THEREAFTER AGREEMENT JURISDICTION RESPONDENT BRIAN CORYAT AGENTS ADVERTISING PROMOTION TERMINATE CREDIT REPAIR MATERIALS APPEALING RULING CONSENT JURISDICTIONAL FACTS CREDIT REPAIR AGENCY |
9623019
B197384
UNITED STATES OF AMERICA
BEFORE FEDERAL TRADE COMMISSION
Commissioners: Robert Pitofsky, Chairman
Mary L. Azcuenaga
Janet D. Steiger
Roscoe B. Starek, III
Christine A. Varney
__________________________________________ )
In the Matter of ) DOCKET NO. C-3666
)
BRIAN CORYAT ) DECISION AND ORDER
individually and doing business )
as ENTERPRISING SOLUTIONS . )
__________________________________________)
The Federal Trade Commission having initiated an investigation of certain acts and
practices of the respondent named in the caption hereof, and the respondent having been
furnished thereafter with a copy of a draft of complaint which the Chicago Regional Office
proposed to present to the Commission for its consideration and which, if issued by the
Commission, would charge respondent with violation of the Federal Trade Commission Act; and
The respondent and counsel for the Commission having thereafter executed an agreement
containing a consent order, an admission by the respondent of all the jurisdictional facts set forth
in the aforesaid draft of complaint, a statement that the signing of said agreement is for
settlement purposes only and does not constitute an admission by respondent that the law has
been violated as alleged in such complaint, or that the facts as alleged in such complaint, other
than jurisdictional facts, are true and waivers and other provisions as required by the
Commission's Rules; and
The Commission having thereafter considered the matter and having determined that it
had reason to believe that the respondent has violated the said Act, and that complaint should
issue stating its charges in that respect, and having thereupon accepted the executed consent
agreement and placed such agreement on the public record for a period of sixty (60) days, and no
comments having been filed thereafter by interested parties pursuant to § 2.34 of its Rules, now
in further conformity with the procedure prescribed in §2.34 of its Rules, the Commission hereby
issues its complaint, makes the following jurisdictional findings and enters the following order:
1. Respondent Brian Coryat is an individual doing business as Enterprising Solutions
with his principal office or place of business at 6 Harbor Way, Suite 194, Santa Barbara,
California 93109.
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2
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COMPLAINT
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EXTRACTED KEY WORDS
PARAGRAPH REPRESENTATION ADVERTISEMENTS RESPONDENT CREDIT REPAIR BUSINESS OPPORTUNITY FEDERAL TRADE COMMISSION ACT CREDIT REPAIR AGENCY CREDIT REPORT EXHIBIT PAYMENTS LIENS REPOSSESSIONS BANKRUPTCIES REPRESENTATION SET MISLEADING REASON ALLEGES CREDIT REPAIR KIT PRACTICES COMPLAINT AFFECTING COMMERCE PROVEN TECHNIQUES NEGATIVE INFORMATION IMPLICATION ADVERSE ITEMS TRUTH OBSOLETE |
9623019
B197384
UNITED STATES OF AMERICA
BEFORE FEDERAL TRADE COMMISSION
__________________________________________ )
In the Matter of ))
BRIAN CORYAT, ) DOCKET NO. C-3666
individually and doing business )
as ENTERPRISING SOLUTIONS. )
__________________________________________)
COMPLAINT
The Federal Trade Commission, having reason to believe that Brian Coryat, individually
and doing business as Enterprising Solutions ("respondent"), has violated the provisions of the
Federal Trade Commission Act, and it appearing to the Commission that a proceeding by it in
respect thereof would be in the public interest, alleges:
PARAGRAPH ONE: Respondent Brian Coryat is an individual doing business as
Enterprising Solutions. His principal office or place of business is located at 6 Harbor Way,
Suite 194, Santa Barbara, California 93109.
PARAGRAPH TWO: Respondent is engaged in the advertising, promotion, offering
for sale, sale, and distribution of various products, including, but not limited to, The Credit
Repair Kit, and business opportunities, including, but not limited to, the Credit Repair Agency
business opportunity, to the public.
PARAGRAPH THREE: The acts and practices of respondent alleged in this complaint
have been in or affecting commerce, as "commerce" is defined in Section 4 of the Federal Trade
Commission Act.
THE CREDIT REPAIR KIT
PARAGRAPH FOUR: Respondent has disseminated or has caused to be disseminated
advertisements, including advertisements through the Internet, for "The Credit Repair Kit."
These advertisements include, but are not necessarily limited to, the attached Exhibit 1, which
states, in part:
Get the credit you deserve NOW!
* * *
The Credit Repair Kit contains over 90 pages of hard to find credit
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