UNITED STATES DISTRICT COURT
DISTRICT OF SOUTH CAROLINA
COLUMBIA DIVISION
FEDERAL TRADE COMMISSION,
Plaintiff,
v.
NATHANIEL HARRELL, JR., individually and doing business as Compass
Northeast Credit Service, and VALERIE HARRELL,
Defendants.
COMPLAINT FOR PERMANENT INJUNCTION
AND OTHER EQUITABLE RELIEF
Plaintiff, the Federal Trade Commission ("FTC" or "the Commission"),
for its complaint alleges:
1. The Commission brings this action under Sections 13(b) and 19 of
the Federal Trade Commission Act ("FTC Act"), 15 U.S.C. §§ 53(b) and
57b, and Section 410(b) of the Credit Repair Organizations Act, 15
U.S.C. § 1679h(b), to obtain preliminary and permanent injunctive
relief, restitution, rescission, disgorgement and other equitable
relief for Defendants' deceptive acts or practices in connection with
the sale and offering for sale of credit repair services in violation
of Section 5(a) of the FTC Act, 15 U.S.C. § 45(a), and the Credit
Repair Organizations Act , 15 U.S.C. § 1679 et seq.
JURISDICTION AND VENUE
2. This Court has jurisdiction of this matter pursuant to 28 U.S.C.
1331, 1337(a), and 1345, and 15 U.S.C. §§ 53(b), 57b and 1679h((b).
3. Venue in this district is proper under 28 U.S.C. §§ 1391(b) and
(c), and 15 U.S.C. § 53(b).
THE PARTIES
4. Plaintiff, the Federal Trade Commission, is an independent agency
of the United States Government created by statute. 15 U.S.C. §§ 41 et
seq. The Commission is charged, inter alia, with enforcement of
Section 5(a) of the FTC Act, 15 U.S.C. § 45(a), which prohibits unfair
or deceptive acts or practices in or affecting commerce. The
Commission also enforces the Credit Repair Organizations Act. 15
U.S.C. §§ 1679h(a). The Commission is authorized to initiate federal
SNIPPETS:
UNITED STATES DISTRICT COURT
Northeast Credit Service, and VALERIE HARRELL,
COMPLAINT FOR PERMANENT INJUNCTION
AND OTHER EQUITABLE RELIEF
Plaintiff, the Federal Trade Commission, for its complaint alleges:
The Commission brings this action under Sections 13and 19 of the Federal Trade Commission
the Credit Repair Organizations Act, 15 U.S.C. § 1679 et seq.
Plaintiff, the Federal Trade Commission, is an independent agency of the United States
The Commission is charged, inter alia, with enforcement of Section 5of the FTC Act, 15 U.S.C.
The Commission is authorized to initiate federal district court proceedings, by its own
Defendant Nathaniel Harrell does business as "Compass Northeast Credit Service."
Defendant Valerie Harrell resides and transacts or has transacted business in the District of
At all times relevant to this complaint, Defendants have maintained a substantial course of
Defendants have offered services to remove derogatory information from, or improve,
Consumers have contacted Defendants by telephone and in-person and have been told by
Section 404of the Credit Repair Organizations Act prohibits all persons from making or using
Sections 406and 406of the Credit Repair Organizations Act further prohibits credit repair
In connection with the performance of services for consumers by a credit repair organization,
bankruptcies, from consumers' credit reports, where such information is accurate and not obsolete.
|
