UNITED STATES DISTRICT COURT
NORTHERN DISTRICT OF GEORGIA
ATLANTA DIVISION
FEDERAL TRADE COMMISSION
Plaintiff
v.
M.J.S. FINANCIAL SERVICES INC.,
a Georgia corporation;
RESOURCE TRAVEL SERVICE INC.,
a Georgia corporation;
MICHAEL JEROME SMITH, individually and
as an officer of M.J.S. Financial Services Inc.
and Resource Travel Service Inc.;
and
VALERIE RANGER, individually and
as an officer of Resource Travel Service Inc.,
Defendants.
Civil Action No.
1:97-CV-3087-ODE
___________________________________
STIPULATED FINAL JUDGMENT AND ORDER FOR PERMANENT INJUNCTION
Plaintiff, Federal Trade Commission ("FTC" or "Commission"), has filed
a complaint pursuant to Sections 13(b) and 19 of the Federal Trade
Commission Act ("FTC Act"), 15 U.S.C. §§ 53(b) and 57b, and Section
6(b) of the Telemarketing and Consumer Fraud and Abuse Prevention Act,
15 U.S.C. § 6105(b), charging the Defendants M.J.S. Financial Services
Inc., Resource Travel Service Inc., Michael Jerome Smith and Valerie
Ranger with violations of Section 5 of the FTC Act, 15 U.S.C. § 45,
and with violations of the FTC's Telemarketing Sales Rule, 16 C.F.R.
Part 310.
The Commission and Defendants M.J.S. Financial Services Inc., Resource
Travel Service Inc., Michael Jerome Smith and Valerie Ranger, by and
through their counsel, have agreed to the entry of this Stipulated
Final Judgment and Order for Permanent Injunction ("Final Judgment")
by this Court in order to resolve all matters in dispute in this
action. The Commission and Defendants M.J.S. Financial Services Inc.,
Resource Travel Service Inc., Michael Jerome Smith and Valerie Ranger
have consented to entry of this Final Judgment without trial or
adjudication of any issue of law or fact herein.
SNIPPETS:
UNITED STATES DISTRICT COURT
NORTHERN DISTRICT OF GEORGIA
FEDERAL TRADE COMMISSION
as an officer of M.J.S. Financial Services Inc.
and Resource Travel Service Inc.;
Plaintiff, Federal Trade Commission, has filed a complaint pursuant to Sections 13and 19 of
Inc., Resource Travel Service Inc., Michael Jerome Smith and Valerie Ranger with violations
The Commission and Defendants M.J.S. Financial Services Inc., Resource Travel Service Inc.,
The Commission and Defendants M.J.S. Financial Services Inc., Resource Travel Service Inc.,
IT IS THEREFORE ORDERED that Defendants are hereby permanently restrained and enjoined from
IT IS FURTHER ORDERED that Defendants, in connection with the advertising, offering for sale,
Anyone or any entity will provide consumers or arrange for consumers to receive credit cards;
IT IS FURTHER ORDERED that Defendants are hereby permanently restrained and enjoined from
IT IS FURTHER ORDERED that Defendants shall, within five business days after the date of
In any such enforcement proceeding, Defendants agree that the facts as alleged in the
IT IS FURTHER ORDERED that, in order to facilitate the Commission's monitoring of compliance
After receiving reasonable notice from the Commission, permit duly authorized representatives
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