UNITED STATES DISTRICT COURT
                        SOUTHERN DISTRICT OF FLORIDA
                               MIAMI DIVISION

                         FEDERAL TRADE COMMISSION,
                                 Plaintiff

                                     v.

                           MICHAEL A. SAFFER and
                            DANIEL L. COUTINHO,
                                Defendants.

                           No. 96-6081-CIV-LENARD

    FINAL JUDGMENT AND ORDER FOR PERMANENT INJUNCTION AGAINST MICHAEL A.
                                   SAFFER

   WHEREAS, plaintiff Federal Trade Commission ("Commission") commenced
   this action on January 22, 1996 by filing a complaint for a permanent
   injunction and other equitable relief against North East
   Telecommunications, Ltd., Tannen Advertising, Inc., Strategies
   Telecom, Inc., Mark Goldstein, Anthony Vandeputte, Dilraj Mathauda and
   Daniel Coutinho, pursuant to Section 13(b) of the Federal Trade
   Commission Act ("FTC Act"), 15 U.S.C. § 53(b);

   WHEREAS, on December 30, 1996, the Commission filed a Second Amended
   Complaint that named as additional defendants Michael A. Saffer
   ("Saffer") and Lance Kennedy;

   WHEREAS, the Second Amended Complaint alleges that defendants have
   engaged in deceptive acts or practices in violation of Section 5(a) of
   the FTC Act, 15 U.S.C. § 45(a);

   WHEREAS, the Court entered a judgment by default and order for
   permanent injunction against all other defendants besides defendant
   Saffer who have been served with a summons and complaint in this
   matter;

   THEREFORE, the Court, being advised in the premises, now finds:
    1. This is an action by the Commission instituted under Sections 5
       and 13(b) of the Federal Trade Commission Act, 15 U.S.C. § § 45
       and 53(b). The Second Amended Complaint alleges that defendants
       have engaged in unfair or deceptive acts or practices in violation
       of Section 5(a) of the FTC Act, 15 U.S.C. § 45(a), in connection
       with the offering of application preparation services for Federal
       Communications Commission paging licenses. The Second Amended
       Complaint seeks both permanent injunctive relief and monetary